22 Apr 2017

What TrumpCare should really be.

I’ll be honest. I’m really upset the Republicans have been at this for 6/7 years and they don’t have a solid plan yet. Now it’s TrumpCare because Trump is President, but they didn’t have anything for years. What they came up with for TrumpCare v1.0.0 was complete horse dung and not even Trump can spin it nicely. It was and is bad. So how do we make it great?

TrumpCare 2.0.0

The goal of TrumpCare should be to increase health care competition, and to reduce waste. For example, how would your average Doctor make money? The easiest way would be over priced surgeries, but that’s harder to sell to most people. So what do Doctors do? They make you come in for way too many checkups. Each patient is at least worth $1,000/year. That’s crazy expensive. You go in for one checkup, they tell you to go to a lab for the actual blood work, then they have a follow up, then a 3-week follow up, then a 3-month follow up. What are in those follow ups that can’t be done over phone, text or email? Or a website for that matter. Do you even need to see a Doctor in this day-and-age? Before we go into the actual TrumpCare Law, let’s brainstorm on how this example could have been handled differently, and cost-effectively.

Example 1

  • Go in for a checkup of some kind
  • Doctor makes you do blood work
  • You come in again to review the blood work
  • They put you on something, so you have to come back in 3-weeks
  • 3-month follow up
  • ETC.

Solution 1

In this day-and-age, you shouldn’t have had to go into the actual Doctor’s office, unless you wanted to meet the actual Doctor. Photos online, etc. give you enough. The Doctor’s website should have had a valid intake form that asked all the questions. You would take photos of your body and send them over (depending on what you’re going in for). The thank you page for that form would have scheduled you for blood work. You would go in for the blood work. The web or mobile app would then explain to you what your problem is, with Doctor review of course. In this situation, the Doctor would have spent 15 minutes worth on you and you would have saved several co-pays, and the insurance would have saved $500 to $1,000. After the web app reviews you, and prescribes you something. You get text from your local pharmacist that says your medication is done, or Uber drops off your prescription. If any complications arise, you go to an Urgent care if it’s urgent, or you go to the web app or email your Doctor. You take standard photos, answer a standardized form. You can take your own blood pressure, temperature, etc. They sell that stuff at the stores you know, or maybe you get something mailed to you when you sign up for insurance? All possible solutions. There could also be clinics that are 24/7 that examine you, and use your Doctor’s web app to interface with the doctor. If there weren’t any complications, then you would have spent less than 30 mins of the Doctor’s time over a period of a year. How much would that have actually cost insurance? Not much.

But what about surgeries and other complications?

Then you go to the Doctor, or an optimized clinic for those things. Either way, you’re spending less time with the Doctor. The web app / technology is able to crowd source solutions. We can save lots of Healthcare dollars.

What should be in TrumpCare 2.0.0?

In no particular order, we’ll list the things that TrumpCare should provide:

  • Insurance can be bought from any State or Country, as long as they pay the federal tax to be certified. This tax could be yearly, and would help bring in revenue to lower costs for low-income Americans.
  • Allow Prescription drugs to be purchased from any State or Country or Business that is federally certified. Of course there would be a fee that businesses would have to pay to be certified yearly.
  • Force Doctors and Hospitals to give estimates and tell you what the cost really is for things, and tell you what is optional so you can say NO to nonsense treatment.
  • Deny insurance monopolies. When a company gets too big, split them up. Walmart should be at least 50 different companies, not one huge company.
  • Kick out any illegals that come into emergency rooms. Treat them first of course, then schedule a visit from Ice so the criminal illegal can be deported. We shouldn’t be paying for criminal aliens. This will dramatically lower healthcare costs. This one is kind of difficult to sell to people so it might not be on v2.0.0 but maybe v2.1.0.
  • Tax discounts and better payouts to Doctors that use Technology like in Example/Solution 1.
  • Yearly audit of hospitals to make sure they’re not making people stay in the hospital longer than they need to just so the hospital can make more money.
  • Nobody has to buy insurance if they do not want to.
  • Make each state have an emergency fund to help cover the uninsurable. That way we can allow pre-existing conditions to be covered by insurance. But not in the general pool, each State has to come up with a solution. The best solution can then be replicated to the other states.
  • Get rid of prescription drugs and let people buy the drugs as they need them. Why should we let someone sit in pain in a waiting room when they can simply go to the store and buy their pain meds? We can use technology to limit how many a person can buy, that way we curb abuse. This would save an amazing amount of money. Big pharm would still make money; in fact, they would get the cut that the cartels are getting right now. Think about the money that could be made, and how great the economy would be.
  • No more government subsidies on products, insurance, etc. The government should not be picking winners and losers. The only subsidy would be for the uninsurable to help compensate for the millions of dollars that may be spent on cancer patients. Of course with this plan, everyone will be insurable.
  • Increase support for DIY healthcare treatment. Certain things shouldn’t even be brought to the attention of the Doctor. We’ve gotten into this nonsense that if you take a little bump, you need to see a Doctor and get an MRI or X-rays or whatever. That is such a waste of money. Most of the time you’re fine. Just get tougher.
  • Tort reform. You shouldn’t be given a big million dollar payout just because you hired a good lawyer. Let’s figure this out. Limit payouts. Yeah, it stinks the Doctor messed up or someone died, but money doesn’t make you happy. We shouldn’t have people becoming millionaires based on mistakes. Of course, criminal charges should be levied on Doctors that are completely negligent.

You’ve just learned how to solve our Healthcare woes.

We’ve learned that competition, technology, and getting rid of regulations will save our healthcare system. Let’s grow a pair and fix the problem. Today.

Note, I haven’t proofed this. I woke up with a kick ass attitude and wrote this.

 

14 Jul 2016 Who is the real Paul McCartney?

Who is the REAL Paul McCartney?

Like so many people before me, they questioned whether or not Paul is real or an imposter. I was curious as well. So I did some digging.

What did I find in my research?

People went out of their way to compare photos taken, they used easter eggs in recordings, they took apart words used by former members of the Beatles.

But there’s nothing to prove one way or the other. Photos can have different angles. And of course, we’re talking about celebrities…of which…get plastic surgery and dental work done all the time. Puffy lips? Of course, Paul probably wanted to look better. Or maybe he made out with the wrong groupie.

It would be too hard to find someone to replace Paul and be just as successful.

How could Faul do this?

What do I think happened to Paul McCartney?

In my humble opinion, the reason for Faul:

  • Different camera angles
  • Body doubles – of course there would be body doubles
  • Plastic Surgery
  • Marketing – great way to lure fans into buying and dissecting their albums

Conclusion

Paul is Paul McCartney. The only want to prove otherwise would be to get DNA tests. If someone truly wants to know the truth, start a GoFundMe page and raise enough money to pay Paul to prove one way or the other, or get a rich guy/gal to pay for it. You give Paul a couple million dollars and he’ll take the test.

27 Sep 2015 There is no water crisis | Florida SEO

Do we really have a water crisis?

This is more of a brainstorm / rant. Lots and lots of people are scared of their own shadow. We don’t have a water crisis, not in America. Globally, we just have to not live in deserts. 

I’m a firm believer that we do not have a water crisis. My reasoning is this. We can ship oil from all over the world. We can keep our cars, trucks, boats, air planes, flying saucers, etc. running all day long, and we don’t run out of oil. Why is that? Because we drill for more! We ship oil from areas where there is plenty of oil, to areas where this isn’t as much oil. We can do the same with water.

Why can’t we ship water all around the world?

I don’t understand why this would be a problem. Start building pipelines, put the water on water tankers. Move the water from raining areas to dry areas. Of course we’d have to find a way to keep the water from evaporating, but that’s not a big issue since people in Las Vegas never seem to run out.

Do we really have a water crisis? No of course not!

Is there a shortage of water?

No! It still rains plenty all around the world. I live in Florida, it rains almost every day. By the way, did you notice all that water in the ocean? Yeah, that’s water too! Oh but California is suffering a drought. Sort of a drought, but… California is suffering from failed leadership for the past 30 years. They’ve had every opportunity to upgrade their water infrastructure to accommodate the population growth, but they haven’t. They could have plenty desalination plants to process the ocean water. They’re just too stupid to implement it. So they complain about climate change. It’s sad. They have a bottled water company over there selling water to other states, yet, they have a water shortage, right? What a scam. They may not have a lot of water, but the problem is all their doing. They built that problem. Put me in charge, I’ll fix it.

What can we do to help the world?

I’ve mentioned water pipelines and desalination plants. Those 2 solutions would end our fear of running out of water. But Luke, there is another…

  • Dehumidifiers – we can take water from the air and turn it into, you know, water. Power them with solar and you’re good to go.
  • Homeowners to collect gray water – did you know when it rains, you can store that water? Yeah, put it in a big container and store a year’s worth of water. Done.
  • Keep your waste water – I’m not talking about your bathroom water, but your washer machine, dish washer, drain water from you AC; we can update housing to allow that water to be stored in containers. Yes we can. Run it through a sand / charcoal filter, put some bleach in there. Done. Or just use it on your flowers.

Some of the grosser options to keep the climate change religion at bay:

  • Put sand in a half gallon milk jug, and place it in the top of your toilet.
  • Don’t flush as much. Something about yellow and mellow.
  • Poor your half drank water bottles into a bigger bottle and drink, or let your dog drink it, or even use it for your lawn/flowers.
  • Poor old soda, old drinks, anything with liquid, through a sand/charcoal filter. Then use the water for the lawn or boil it so you can drink it.

How to save water? The non-gross way.

  • Don’t water your lawn as much. Use technology to control your watering.
  • Don’t water when it’s rained that day or the day before.
  • Don’t run your faucet as long. Use a dishwater (Oh but electricity. I don’t care).

What should be invented to save water?

I’m a firm believer in technology. I hope to one day make my own robots (not web, done that). What can we invent that will save use from this fake water crisis?

  • Better life straw. I have one, but they should make it better, faster, and for long-term everyday use.
  • Homes pre-installed with dehumidifiers to drinking water. Maybe something in/on the fridge, and then an easy way to change the filter.
  • More water reserves. Dig more holes, store more water. Put more money into it.

Conclusion

I’ve gotta go do something more important, like help somebody make money. I’m a Florida SEO Specialist (some could say expert) , I help small businesses with their SEO and all that. Like I said, I live in Florida. But anyway, the water problem isn’t really a problem. Climate change / Global warming is just a way for Democrats to launder money to their crony friends. It’s a scam, it’s fraud. They should all be locked up in jail with Bruce Jenner (he killed someone).

25 Jul 2015 Ferado

Why raising minimum wage is a complete waste of time

To the non-thinkers out there, raising the minimum wage would make a lot of sense. But that’s because they’re not “thinking” about the problem. They’re not taking into consideration the cost of doing business.

Why minimum wage is a waste of time

What is an employee to a employer? An asset, right? Also, an expense, isn’t that true? Employees cost the employers money. It doesn’t matter if the work makes the business money. Employee wages cost the business money. Sure, businesses make money off of certain employees, but not all employees, and there’s still a cost associated with an employee.

What happens when you raise the cost of a business to do business? It hurts the business, doesn’t it? Then what do businesses do? They raise their rates for their services or products.

Essentially that’s what will happen when minimum wages are increases. The cost of business will rise, and so will prices. You’ll never be able to force the wages to match the cost of living. Socialism has tried to re-distribute money, and has failed every time. Meanwhile, capitalism raises the ceiling, and lifts up the poor. What, you don’t feel good knowing that your homeless have $600 cell phones?

But why can’t minimum wage compete with cost of living increases?

There are so many factors that go into why a business would raise its rates. Insurance, rent, taxes, raw material costs, employee compensation, etc. All those and more raise the price of the product or service that a business profits on. If there’s a drought, or a war, then prices for raw materials will shoot up 50% or more; some years, probably just 5%. How are you going to match employee wages with that? Simple answer: you can’t.

Conslusion

You can complain all you want about minimum wage. You have some sort of free speech, at least, in America. But why waste the time? Why not focus on things you can do to help? Minimum wage is not the same as a living wage, it’s the lowest wage “anyone” can be paid.

20 Mar 2015 Ferado

Do we really have the freedom of speech?

I’ve been spending a lot of time reading the constitution lately, and some of the court cases that have happened since the founding of America. The one thing we all seem to over look is the fact the first amendment is only for the Federal Government, and not the individual States.

“Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof; or abridging the freedom of speech, or of the press; or the right of the people peaceably to assemble, and to petition the Government for a redress of grievances.”

See the first word there, Congress? Well, that’s the United States congress; not Florida state or any other state you happen to live in.

Although, luckily, the courts decided to broadly interpret the words of Thomas Jefferson as basis for saying the first amendment affects States as well. I wonder if the Judge knew that Thomas Jefferson didn’t even sign the constitution? Thomas Jefferson may have been involved in the American Revolution, but he wasn’t in town when the constitution was signed.

My next post will be about our right to bear arms, and how we’re not allowed to overly regulate that right…because, well, constitution.

11 May 2014 Ferado

Republicans vs GOP vs Conservatives vs Tea Party vs Libertarians

I listen to conservative radio while I’m at work; what I find on iHeart or The Blaze Radio (more  specifically – Glenn Beck). You know what I hear most? Defund the GOP? Oh those Tea Partiers are nut cases. I’m not Republican, I’m Conservative. Bullshit! You’re a Republican. You need to start acting like a damn Republican.

There is no reason to divide, and all the more reason to find similarities between the subsets of the REPUBLICAN Party. GOP is what? It’s another name for the Republican party, but used to target the establishment Republicans. Conservatives seem to be the goto Republican name when you’re not a big government fool, and not into Anarchy. Tea Partiers are Republicans, just a little less than a GOP.  Libertarians seem to have their own party, but for major races, they’re Republicans.

What do all these subsets have in common? They vote Republican! Why feed the dumb-ass Democrats with ammunition to talk badly about good policy?

What you can do to help

Start by saying you’re a Republican. Be proud to be on the side of good moral people. Be proud to be on the side of what’s right with American. Be proud.